Relief Access Center is built for one moment: a deadline is close and you need to know what to do now. We cover situations that tend to arrive suddenly and with little warning, such as an eviction notice, a utility shutoff warning, a job loss, a repossession threat, or a pile of bills you cannot cover this month. Every guide walks you through the immediate next steps, one at a time, without judging how you got here.
If you are facing a time-sensitive money or housing crisis and are unsure of the first step, begin here. We set out what usually happens next, the options people in similar positions tend to explore, and the questions worth putting to the people you will need to contact: landlords, utility companies, creditors, employers or local agencies.
This is general information rather than legal, financial or professional advice. Laws, programs and deadlines differ by location and change over time, so verify the details with the company, agency or a qualified professional before you act.