If a government shutdown has you furloughed or working without pay, here’s how to bridge the gap on rent, utilities, and bills before your …
Marcus Webb
Marcus Webb
Marcus writes step-by-step guidance for people who have just received a notice to vacate or a court summons, breaking down what each deadline actually means and what can still be done. He focuses on practical moves: how to read a notice, who to call first, and how to buy time while a longer-term plan comes together.
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Eviction & Housing
House Fire or Flood Damaged Your Home Overnight: Emergency Housing and Cash Help When You Can’t Go Back Inside
by Marcus Webbby Marcus WebbWhen a fire, flood, or other disaster makes your home unlivable tonight, you’re not dealing with an eviction notice but you still need somewhere to sleep and money to replace …
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Eviction & Housing
Can’t Afford the Court Filing Fee to Fight Your Eviction: How to Request a Fee Waiver Before Your Deadline
by Marcus Webbby Marcus WebbIf you can’t pay the filing fee to answer an eviction lawsuit or file a motion, most courts let you request a fee waiver — but you usually have to …
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Utility Shutoff Help
Utility Company Shutting You Off Over a Disputed Charge: How to Get an Emergency Hold While You Fight It
by Marcus Webbby Marcus WebbIf you’re facing disconnection over a charge you never agreed to or a meter reading you believe is wrong, you don’t have to just pay it to keep service on. …
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Utility Shutoff Help
Water Shutoff Notice: Emergency Steps to Keep the Tap Running When You Can’t Pay the Bill
by Marcus Webbby Marcus WebbA water shutoff notice moves fast and creates health risks a gas or electric shutoff doesn’t. Here’s how to find emergency water assistance funds, request a delay, and protect your …
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Eviction & Housing
Emergency Rental Assistance Waitlist: How to Get Prioritized Before Funds Run Out
by Marcus Webbby Marcus WebbEmergency rental assistance programs often have more applicants than funding. Here’s how prioritization actually works, what documents push you to the front of the line, and what to do while …
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Eviction & Housing
Your Landlord Died and No One’s Collecting Rent: What Happens to Your Lease Right Now
by Marcus Webbby Marcus WebbIf your landlord has passed away and you don’t know who to pay or whether your lease still counts, here’s what actually happens to your tenancy while the estate gets …
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Know Your Deadlines
HOA or Condo Lien Notice: How Unpaid Dues Can Snowball Into a Foreclosure on Your Home
by Marcus Webbby Marcus WebbA homeowners association lien can move toward foreclosure faster than most people expect, even over a few hundred dollars in unpaid dues. Here’s how the timeline works, what notices actually …
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Medical Bills & Debt
Defaulted Student Loan: How the Treasury Offset Program Can Take Your Refund and Wages Without a Court Judgment
by Marcus Webbby Marcus WebbUnlike most creditors, the federal government can garnish your wages and seize your tax refund over a defaulted student loan without ever suing you. Here’s how the process works and …
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Know Your Deadlines
Property Tax Foreclosure Notice: How Many Days You Have to Redeem Your Home Before It’s Sold at a Tax Sale
by Marcus Webbby Marcus WebbA tax foreclosure notice moves on a completely different clock than a mortgage foreclosure. Here’s how the redemption period works, what you can still do to reclaim your home, and …
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Job Loss & Income Gaps
Someone Filed an Unemployment Claim in Your Name: How to Stop the Fraud and Get Your Real Claim Moving
by Marcus Webbby Marcus WebbIf you tried to file for unemployment and got a message saying a claim already exists, you may be a victim of unemployment identity theft. Here’s how to report it …
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Utility Shutoff Help
Winter Utility Shutoff Moratorium: Does Your State Protect You From November to March?
by Marcus Webbby Marcus WebbMany states legally ban heat and electric shutoffs during the coldest months, but the rules, dates, and qualifying conditions vary widely. Here’s how to find out if you’re covered right …